A better way to get a mortgage

See what you could borrow in about 3 minutes. No credit check, no obligation.

Coming soon
The journey we walk with you
  1. First meeting
  2. Determine your budget
  3. Pre-approval
  4. Design & build
  5. Key handover
  6. Move in

How it works

  1. Enter your numbers

    Your income, any loans or cards, and who lives in your household. No documents and no credit check.

  2. Tell us where to send it

    At the end we ask for your contact details, so we can email you a copy of your results.

  3. See your budget

    Add your deposit and see a purchase budget you can take to a builder or an adviser.

What you get at the end

  • An estimate of how much you could borrow, based on your income and commitments
  • A purchase budget once you add your deposit
  • A comparison of owning against renting, and how the value of a home could grow
  • A copy of your results by email

It is an estimate to help you plan, not financial advice or a loan offer.

Who's behind Loana

Loana is built with the mortgage advisers at Journey Mortgages, for people building a new home with G.J. Gardner. When you want to take the next step, you can ask to be connected with a Journey Mortgages adviser, or send your results to an adviser of your own.